Terms of Use

Web Site Terms of Use

Privacy Policy, Data Protection

WEB SITE USE TERMS & CONDITIONS

USAGE LIMITATIONS

Talk Cosmos is the personal web site of Sue Rose Minahan (myself) and these are the legal terms to be found below. Talk Cosmos reserves the right to change these terms and conditions at any time. By accessing, reading and making use of the Web pages provided and the podcast and YouTube you agree that each visit you make to Talk Cosmos’ Web Site shall be bound to the current terms and conditions as published on our website at https://talkcosmos.com and on this page or not access or use the information or service provided on the pages.

ALL readings, suggestions, and advice from TalkCosmos.com/Sue Rose Minahan are understood to be FOR ENTERTAINMENT PURPOSES ONLY. Talk Cosmos is not responsible for how readings, suggestions, and advice may be interpreted and/or applied. We request you please always use your better judgment when making life decisions.  Because answers directing our individual authenticity will only be found internally.

GENERAL USE

Your acceptance

By accessing Talk Cosmos’s Web Site, you are agreeing to be bound by these Web Site Use Terms & Conditions and all applicable laws and regulations, and you agree that you are solely responsible for compliance with any applicable local laws. If you do not agree with any of these terms, do not use this site. Any claim relating to Talk Cosmos’s Web Site shall be governed by the laws of Hawaii, USA. The materials contained in Talk Cosmos’s Web Site are protected by applicable copyright and trademark laws.

INTERNET ETIQUETTE

Electronic commentaries have ground rules and established etiquette for posting messages or material. Users need to be considerate of the expectations and sensitivities of others on the network when posting material for electronic distribution. The network resources may not be used to impersonate another person or misrepresent your authorization to act on behalf of Talk Cosmos or any other party. All messages transmitted by you need to correctly identify you as the sender. Any attempt to alter the system configuration, to breach the security of the network, to gain unauthorized access to other users’ email accounts, or any other attempt at “hacking”, is prohibited, and will result in the immediate cancellation of all access and privileges and the possibility of criminal and/or civil charges being brought.

NO ENDORSEMENT OF THIRD-PARTY CONTENT

HYPERLINKS

Talk Cosmos’s Web Site contains links to and frames of sites that are not maintained by Talk Cosmos. Talk Cosmos is not responsible for the content of those sites and cannot guarantee that those sites will not change without our knowledge. The inclusion of such links and frames in Talk Cosmos’s Web Site does not imply endorsement of such sites or any content, information, material, products, or services provided on such sites.

DISCLAIMER AND LIMITATION OF LIABILITY

The materials and information contained on Talk Cosmos’s web site are provided “as is”, without warranty of any kind, either express or implied, including without limitation any warranty for information, services, expectation of privacy or non‑infringement.

DATA PROTECTION

There is no obligation to monitor on the part of Talk Cosmos or its service providers, affiliates, associates, or partners be liable for any damages, including, without limitation, damages for loss of data or profit, or due to business interruption, arising out of the use of or inability to use the materials contained through Talk Cosmos’s Web Site, even if Talk Cosmos has been notified of the possibility of such damage. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.

Neither Talk Cosmos or its service providers, affiliates, associates, subsidiaries, or partners shall be responsible or liable to any person or entity whatsoever for any loss, damage (whether actual, consequential, punitive, or otherwise), injury, claim, liability or other cause of any kind or character whatsoever based upon or resulting from any information or opinions provided in such forums.

LIMITED LICENSE

Talk Cosmos hereby grants you a limited license to view on your computer, print, download and use any content made available on Talk Cosmos’s Web Site for which a fee is not charged, for non-commercial, personal, or educational purposes only, provided that you do not modify any such content, and that you include with and display on each copy of such content all applicable notices, including a copyright notice, the URL of the document and this limited license. No other use is permitted.

Without limiting the generality of the foregoing, you may not make any commercial use of such content, either alone or in or with any product which you distribute or copy or host such content on your or any other person’s web site or FTP server. Nothing contained in this limited license shall be deemed as conferring any right in any copyright, trademark, trade name or other proprietary property of Talk Cosmos or any other party who owns or has proprietary rights to the content, information, and materials provided on Talk Cosmos’s Web Site.

PRESERVATION OF INTELLECTUAL PROPERTY RIGHTS

All material on this site, including, but not limited to images, illustrations, and multimedia materials, is protected by copyrights which are owned and controlled by Talk Cosmos or by other parties that have licensed their material to Talk Cosmos. Material from this Web Site or from any other website owned, operated, licensed, or controlled by Talk Cosmos may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Modification of the materials or use of the materials for any other purpose is a violation of the copyrights and other proprietary rights held by the respective providers thereof. The use of any such material on any other web site, FTP server or network environment is prohibited.

CHANGES AND IMPROVEMENT

Talk Cosmos may make changes, improvements, alterations, or amendments in and to the products, services, information, and materials contained on Talk Cosmos’s Web Site, including the terms and conditions of your use of this Web Site, without liability.

JURISDICTIONAL ISSUES

Due to the nature of the Internet, it is not possible for Talk Cosmos to restrict access to its web site only to those jurisdictions in which it does business. Some of all the products and services offered on this web site may not be eligible for solicitation in your jurisdiction. If you are accessing this web site from such a jurisdiction, you should not consider anything on this site as an offer to sell or as a solicitation to the public to purchase any product or service from Talk Cosmos. This site is for use only by persons residing in jurisdictions where such products and services may legally be sold.

Talk Cosmos offers services and programs in various parts of the world. The web site may refer to certain services or programs that are not available worldwide. Without specifically limiting the offers made on this web site, reference to such services or programs does not imply that Talk Cosmos intends to offer such service or programs in all countries or locations.

This site is controlled and operated by Talk Cosmos from its office in the USA. Talk Cosmos makes no representation that any of the materials contained in Talk Cosmos’s web site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

This agreement shall be governed by and construed in accordance with the laws of Hawaii, USA, and the parties hereby attorn to the jurisdiction of the courts of Hawaii, USA. Any provisions of this agreement rendered invalid, unenforceable, or illegal, shall be ineffective only to the extent of such invalidity, unenforceability, or illegality, without affecting the validity, enforceability, or legality of the remaining provisions of this Agreement. This agreement holds the entire agreement between the parties pertaining to the subject matter and supersedes all prior and contemporaneous agreements, understandings, negotiations, and discussions, whether oral or written, of the parties.

ADVERTISEMENTS

Talk Cosmos’s web pages include Google AdSense. By using the Talk Cosmos web site, you also agree to the privacy policies and terms for Google herehttps://www.google.com/policies/privacy/partners/  and here: https://www.google.com/policies/

SUBMISSIONS

By posting/sending a message in the comments/e‑mail area, you agree to have that message along with your name posted for public viewing both here and in other promotional and advertising materials without compensation. All messages that are posted here represent the opinions of the individuals or organizations posting those messages, and do not express the ideas or opinions of Talk Cosmos. You may copy the posted messages for personal use, but redistribution in any way requires the permission of Talk Cosmos. In consideration of this authorization, you agree that any copy you make of any message(s) located on this web site shall retain all copyright and other proprietary notices contained therein.

To maintain an informative and valuable service that meets the needs of the users of the web site and avoids the harm that can result from disseminating statements that are false, malicious, in violation of the rights of others, or otherwise harmful, it is necessary to establish the following rules to protect against abuse:

(a)                 You may not post or transmit any message which is libelous, defamatory or which discloses private or personal matters concerning any person. You may not post or transmit any message, file, image, or program which is indecent, obscene, or pornographic.

(b)                 You may not post or transmit any message, file, image, or program that would violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion.

(c)                 You may not interfere with other users’ use of the web site.

(d)                You may not post or transmit any message, file, image, or program which contains viruses, worms, Trojan horses or any other contaminating or destructive agent.

(e)                 You may not post or transmit any message which is harmful, threatening, abusive or hateful. It is not Talk Cosmos’s intention to discourage its users from taking controversial positions or expressing vigorously what may be unpopular views; however. Talk Cosmos reserves the right to take such action as it deems appropriate in cases where the website is used to disseminate statements which are deeply and widely offensive and/or harmful.

(f)                  Any information provided to Talk Cosmos shall be provided by the submitter and received by Talk Cosmos on a non‑confidential basis. Talk Cosmos will only accept submissions made by registered users of Talk Cosmos. Talk Cosmos shall be free to use such information without limitation, restriction, or obligation. All submissions, comments, ideas, and correspondence become the sole property of Talk Cosmos.

(g)                 You may not post or transmit charity requests, petitions for signatures, chain letters or letters relating to pyramid schemes. You may not post or transmit any advertising, promotional materials, or any other solicitation of other users of the website for goods or services except in those areas (e.g., a classified bulletin board) that are designated for such purpose.

(h)                You may not use the facilities and capabilities of the website to conduct or solicit the performance of any illegal activity or other activity which infringes the rights of others.

(i)                  You may not post any e-mail or materials that would be considered a violation of any law. Talk Cosmos will co‑operate fully with any law enforcement authorities or court order requesting or directing Talk Cosmos to disclose the identity of anyone posting any such e-mail or materials.

You agree to indemnify Talk Cosmos and its employees, agents, distributors, and affiliates from and against all third-party claims, demands, liabilities, costs, or expenses, including reasonable legal fees, resulting from your breach of any of the foregoing provisions.

SUBMISSION OF IDEAS BY USERS

You agree to grant to Talk Cosmos a non‑exclusive, royalty‑free, worldwide, perpetual license to reproduce, distribute, transmit, sublicense, create derivative works of, publicly display, publish and perform any materials and other information you submit to any public areas, chat rooms, bulletin boards, newsgroups or forums of Talk Cosmos(s) or which you provide by email or any other means to Talk Cosmos and in any media now known or hereafter developed. Further, you grant to Talk Cosmos the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Talk Cosmos for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Talk Cosmos.

merchant web site user agreement

You (the “User”) must comply with the terms and conditions set out in this agreement (the “User Agreement”) in your use of this web site and the purchase of any products and services provided on this web site by Talk Cosmos (the “Merchant”). The terms and conditions set out in this User Agreement supersede any policies described in any other literature posted online or otherwise published by the Merchant.

  1. PRICES AND PAYMENT

(a)                The User understands that he/she will have to provide credit card or other payment information (the “Information”) to the Merchant to be able to purchase or license products and services provided on this web site. The User represents that the Information provided shall be accurate and complete. The manufacturers or owners of the products and services provided on the Merchant’s web site (the “Owners”) will use the Information to charge the User for any products or services purchased or licensed from this web site.

(b)               The Merchant reserves the right, in its sole discretion, to modify, update, change, adjust or otherwise make amendments, at any time and without prior notice, to its product descriptions, warranties and prices, due to errors, product discontinuation, cost adjustments, changing market conditions or any other business factor.

(c)                All prices are subject to applicable state/provincial and federal sales and goods and services taxes, handling charges and shipping charges.

(d)               All orders for shipment outside of [country] may be subject to additional taxes, shipping charges, tariffs, customs, and duties, all of which shall be paid and provided for solely by the User.

  1. JURISDICTIONAL RESTRICTIONS

The Merchant’s web site can be accessed from any jurisdiction worldwide which has access to the Internet. The User understands that, due to governmental restrictions in some areas, some or all the products and services provided on this web site may not be available for purchase or licensing to persons or entities residing in certain jurisdictions or geographical areas. The Merchant reserves the right, in its sole discretion, to exclude or otherwise limit the provision of any product or service to a person or entity residing in any jurisdiction or geographical area where such restrictions apply. The Merchant does not represent or warrant that any product or service provided on this web site will be available for purchase or licensing to the User.

  1. LIMITATION OF LIABILITY

(a)                The Merchant does not endorse or recommend any of the products or services on this web site. The Merchant shall not be liable for any indirect, special, incidental, or consequential damages arising from this web site or its contents or from the purchase or licensing or any products or services provided on this web site.

(b)               The Merchant shall make all reasonable efforts to ensure the accuracy and completeness of the information on this web site. The Merchant shall not be liable for any loss or damages suffered due to inaccurate or incomplete information relating to a product or service displayed in this web site.

  1. GENERAL PROVISIONS

(a)                If any provision of this Agreement is determined to be void or unenforceable in whole or in part, it shall not affect or impair the validity or enforcement of any other provision of this Agreement.

(b)               This Agreement and any schedules attached constitute the entire agreement between the parties to this Agreement pertaining to the subject matter and supersede all prior and contemporaneous agreements, understandings, negotiations, and discussions, whether oral or written, of the parties and there are no warranties, representations or other agreements between the parties in connection with the subject matter of this Agreement except as specifically set forth herein.

(c)                The parties understand and agree that this Agreement may be modified, supplemented, or superseded any agreement or license between the User and an Owner at the time of purchase or licensing of a product or service on this web site.

(d)               This Agreement will endure to the benefit of and be binding upon the parties hereto and their respective heirs, administrators, executors, successors, and assigns.

(e)                This Agreement shall be governed by and construed in accordance with the laws of Hawaii, USA.

ALL READINGS AND ADVICE FROM TALKCOSMOS.COM ARE UNDERSTOOD TO BE FOR ENTERTAINMENT PURPOSES ONLY.

TalkCosmos.com is not responsible for how readings, suggestions, and advice are interpreted or applied.

Data Protection Statement:

Last updated: April 29, 2021

Talk Cosmos is committed to keeping data safe and private. By using the site, or requesting astrological information, you confirm that you have understood the information below and consent to the use of your data as outlined in this statement.

Talk Cosmos at present has not any official membership system in place. However, the site uses some standard popular third parties for analytics and e-commerce.

Emails are only sent to those people who have provided their email addresses in reply to those people writing for information or for weekly announcements or possible contests. We flush spam folders reasonably often. We securely store birth data from readers who provided this data to us in various offline astrology software programs.

Regarding shared astrological data (whether through your astrological questions through emails or orders): astrological data is never shared with anyone outside of the site. If you have provided your birth data, you may request that we purge it from our software programs and delete emails you may have sent to us with information. Storage of data is reasonably secure and takes the form of birth data only in offline astrological software.

If you clear your cache, the cookie data will be erased. If you don’t want a cookie to save data at all, refer to an article here: for general instructions to block cookies. For Google Chrome users, you might try something like the Cookie Disable extension to do this on a per-site basis, or you can access the site through an Incognito Browser which won’t save your session.

As a data subject, you have various rights to access your data, the right to be erased, and the right to make corrections.

To exercise any of these rights, please email info@talkcosmos.com and state which right you would like to exercise.

Third parties we use to run the site:

Google Adsense: Ads by Google will potentially be used on the site. Please review Google’s policies here: https://policies.google.com/technologies/partner-sites
Google, as a third-party vendor, uses cookies.

If you have any questions about Talk Cosmos policies when it comes to data protection and privacy not addressed here or in our privacy policy, please feel welcomed to write and they will be answered as soon as possible if you email info@talkcosmos.com.

UPDATE OF LEGAL INFORMATION:

This page is updated and will be modified from time to time. This page was last updated: April 29, 2021

Talk Cosmos brings leading edge astrology conversations and astrological commentaries with free features, interpretations, and tools to appeal to those with a casual interest in learning Astrology, as well as beginning through advanced students of Astrology. The site is directed by astrologer Sue Rose Minahan.

By using this site, you agree to the Terms of Use

Talk Cosmos.com 2018 – 2021

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